Make the MOST of your CREDIT!

Campus Cycles offers BOTH the Trek Card and the Freedom to Ride Card. For those that qualify, you can combine both credit limits to make get the bicycle of your dreams TODAY! 

Increase Your Buying Power

  • 6 and 12 month No Interest Payment Plans!*
  • Credit Limits that fit your needs!


*Deferred Interest Regular Minimum Payment Plan:
No interest if paid in full within 6 or 12 months. Interest will be charged to your account (at the standard, variable APR) from the purchase date if the purchase balance is not paid in full within the promotional period or if you make a late payment. Minimum monthly payments are required for this plan during the promotional period.

**Low APR Equal Payment Required:
9.99% APR if paid in full in 24, 36, 48 or 60 months. If the balance is not paid in full in 24, 36, 48 or 60 months (depending on the plan selected) or if you fail to make any payment when due, regular credit terms will apply and interest will be imposed from the end of the promotional period at the standard, variable APR of 24.99%, based on the Prime Rate. Minimum monthly payments for this plan during the promotional period will be the greater of; the amount of the purchase, including the calculated finance charges that will be assessed from the date of purchase through the end of the promotional period, divided by the number of months in the promotional period, (rounded to the nearest $1) or $5. Required minimum purchase of $1,999.

*** Trek Credit Card Accounts are offered by Comenity Bank who determines the qualifications for credit and promotional eligibility. At no time will the minimum payment due be less than $25.00. Minimum Interest Charge is $1.00 per credit plan. Standard variable APR of 24.99%, based on the Prime Rate.


Experience Freedom

  • No interest for 12 months for purchases over $299.99!

  • Apply online or come into Campus Cycles to apply!

Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 12 months. Minimum Monthly Payments Required and may pay off purchase before the end of promo period.

*Offer applies only to single-receipt qualifying purchases. No interest will be charged on the promo purchase if you pay the promo purchase amount in full within 12 months. If you do not, interest will be assessed on promo purchase from the purchase date. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional balance.  For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms.  Subject to credit approval.


APPLY NOW!